Accident could be an unfortunate misfortune in different forms. It is more worrisome when it concerns the continued existence of our loved ones living their daily normal life. In view of this, we have gone ahead to design this policy for your wellbeing and that of your loved ones when the unfortunate happens. We urge you to give a meaning to your life and enhance the future of your family members even when you are gone.
If during the Period of Insurance the insured shall sustain bodily injury solely and independently of any other cause by accidental, violent, external and visible means resulting in death or disablement, the Company will pay compensation or in the case of death to his legal representatives, compensation as provided by items 1-3 below.
1. CONTINUOUS FAMILY WELLBEING
The policy also pays a lump sum in the event of Permanent Disability whereby the insured is incapacitated such that certain part(s) of the insured body is/are totally or partially ineffective and cannot allow the insured to attend to his or her normal work.
3. MEDICAL EXPENSES
The policy shall pay for your incurred expenses in respect of Medical, Surgical and Transportation where you suffered bodily injury as a result of an accident covered under the policy.
This policy does not apply to bodily injury whether fatal or non-fatal directly or indirectly caused by, arising or resulting from or traceable to:-
|1||Continuous family wellbeing|
|(b) Burial Expenses||100,000.00|
|(c) Transport cost||20,000.00|
|2||Accident induced out-of-work||500,000.00|
Please note that compensation can be varied upward as you want once you are prepared to pay the commensurate additional premium.
Further note that persons between ages 18 (last birthday) and 65 years are regarded as adults while persons between ages 5 (last birthday) and 17 years are regarded as children.