Public Liability Insurance

The Public liability policy is designed to protect the insured in respect of his legal liability to third parties for bodily injury (which includes death, illness or disease) and for any loss of or damage to property which happens in the business premises of the insured or at work-away premises, in connection with the business of the insured and occurs during the period of insurance within the territorial limits.  Claimants costs and expenses are also covered by the policy

The vicarious liability of the insured's employee can also be covered provided it arose in the course of carrying out his official duties. 

To enable us quote our premium payable on this policy, the proposer will need to furnish us the following information:-

1. Name and address of the proposer

2. Nature of business

3. Nature of materials or substance used

4. Estimated Annual Turnover

5. Limit of Liability Anyone Occurrence

6. Limit of Liability Anyone Period of Insurance

7. Details of all work-away premises

8. Previous Insurance history

9. Previous Claims history

10. Declaration

11. Standard of house-keeping